Terms of Service

Agreement to these terms

These Terms of Service ("Terms") form a binding agreement between you and OneArbitrage ("we," "us," or "our") governing your access to and use of our public marketing website (including legal pages and the FAQ), our customer dashboard and related subscription software on the web and in our native iOS and Android apps (including reverse stock split arbitrage ("RSA") on linked U.S. brokerage accounts where we support your broker), and ordering or billing flows we provide (collectively, the "Services"). Our principal place of business is Texas, USA.

By accessing the Services, creating an account, or clicking to accept these Terms where presented, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.

Not investment, tax, or legal advice

OneArbitrage is subscription software (SaaS). We are not a broker-dealer, investment adviser, or fiduciary. RSA is an automated workflow you can run on brokerage accounts you link and enable for that purpose; it centers on reverse stock split corporate actions and related execution steps. We do not guarantee returns or any particular outcome, and nothing in the Services is personalized investment, tax, or legal advice, or an offer or solicitation to buy or sell securities. You are solely responsible for your investment decisions and for complying with applicable law and your agreements with your broker.

Description of the Services

The Services today include: (a) this marketing website; (b) sign-up and sign-in through our identity provider (for example Amazon Cognito), on the web and in our iOS and Android apps; (c) the customer dashboard (web and mobile) where you manage subscription billing (through Stripe), referrals where offered, supported U.S. retail brokerage connections, and RSA status and controls for accounts you link. Supported brokers, features, and limits can change. We may modify, suspend, or discontinue all or part of the Services with reasonable notice where practicable; we may also perform maintenance that temporarily affects availability.

Mobile apps are distributed through the Apple App Store and Google Play (or other channels we designate). Your download and use of the app may also be subject to the applicable store's terms. If there is a conflict between these Terms and mandatory store terms for billing or distribution, the store terms govern only to the extent required for that transaction.

Eligibility

You must be old enough to form a binding contract where you live and have the authority to agree to these Terms. The Services are not directed to children under 13, and you may not use the Services if you are under 13.

Accounts and authentication

You may need to create an account to use certain features. We use single sign-on through an identity provider (for example, Amazon Cognito Hosted UI) with industry-standard flows on the web and in our mobile apps (where sign-in opens in your device's system browser). You are responsible for safeguarding your credentials, enabling multi-factor authentication when offered, and for all activity under your account. Notify us promptly if you suspect unauthorized access. You may not share account access in a way that violates these Terms or your broker's rules.

Where the Services support linking brokerage accounts, we link at most three distinct brokerage account identifiers per customer account. You must not try to circumvent that limit (for example by creating multiple customer accounts, manipulating onboarding flows, or similar). If you need a different set of linked account identifiers than we currently have on file, contact us; self-serve removal of a linked identifier may not be available. Restrictions, suspensions, or other actions your broker takes in response to your activity, including activity that violates your broker's terms or policies, are between you and your broker; to the extent permitted by law, we are not liable for those broker actions.

Acceptable use

You agree not to:

• Violate law or third-party rights;
• Interfere with or disrupt the Services, networks, or security (including probing, scanning, or testing without authorization);
• Attempt to access data or accounts you are not authorized to access, or reverse engineer the Services except where applicable law permits;
• Use the Services to transmit malware, spam, or deceptive content, or to automate abusive use of the Services;
• Misrepresent your identity or affiliation, or use the Services to manipulate markets or violate exchange or broker rules.

Third-party services

The Services rely on third parties such as identity providers, cloud infrastructure, Stripe for subscription checkout and recurring billing, app store platforms (Apple and Google for mobile distribution), analytics and advertising partners we use to measure product and campaign performance (such as Meta), your brokerage, and other processors we use to operate the product. Those services have their own terms and privacy practices; your use of them is between you and the third party. We are not responsible for third-party services we do not control.

Brokerage operational funds

You may link more than one brokerage account where the product supports it (for example, up to three distinct accounts at a supported broker). Where you make or are asked to make a deposit of thirty U.S. dollars (US $30) to each linked brokerage account for use with the Services, OneArbitrage will not use more than that amount of your funds held at the broker in connection with the Services for that account; for example, if you maintain a larger balance in the same account, we do not target or rely on the portion above that US $30 for our software-driven workflow unless you give us separate written authorization or the product clearly states otherwise.

For purposes of this section, "use" means brokerage orders, transfers, or similar actions that the Services initiate or instruct through your linked account. It does not include amounts you pay us outside your broker (such as subscription fees on a card or bank account), fees or charges imposed by your broker, taxes, corporate actions, interest, or activity you perform manually in your broker's apps or websites outside the Services. Nothing in this section changes your agreements with your broker or applicable law.

Fees and billing

Paid access is by subscription unless we offer something different in the product. Pricing, taxes, and renewal terms are shown at checkout (Stripe) and in the customer dashboard or mobile app billing area. On mobile, checkout may open in your system browser and return to the app when complete. If you do not pay amounts when due, we may suspend or terminate access to paid features.

Referral program

If we offer a referral program, participation is optional. Rates, eligibility, qualification (including whether renewals count), and payout timing follow the rules shown in the customer dashboard and depend on paid invoices, program rules, Stripe processing, and cancellations. Referral rewards are not tax guidance; use your own tax advisor. How invite codes are captured on the marketing site or through mobile invite deep links is described in our Privacy Policy.

Intellectual property

We and our licensors own the Services, including software, branding, text, graphics, and other content (excluding your content and third-party materials). Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal or internal business use as permitted by the product. You may not copy, modify, distribute, sell, or lease our proprietary materials except as allowed by law or with our written consent.

Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY INFORMATION WILL BE ACCURATE OR COMPLETE.

Third-party advertising and communications

Content about OneArbitrage or the Services may appear in places we do not control, including paid search, display or social advertising, blogs, forums, or influencer posts. That content may not be from or approved by OneArbitrage, may be outdated or inaccurate, and may include claims we would not make, such as guaranteed profits, minimum monthly returns, or similar performance promises. You should not rely on those materials; what we stand behind is what we publish on our own websites and applications and what these Terms say, together with the "Not investment, tax, or legal advice" section above.

To the maximum extent permitted by law, OneArbitrage is not responsible for any loss, reliance, or harm arising from unauthorized, false, or misleading third-party promotions or statements about us or the Services, including where they exaggerate benefits or omit material risks.

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER OneArbitrage NOR ITS SUPPLIERS OR AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR REVENUE. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES IS LIMITED TO THE GREATER OF THE AMOUNTS YOU PAID US FOR THE SERVICES IN THE TWELVE (12) MONTHS BEFORE THE CLAIM OR ONE HUNDRED U.S. DOLLARS (US $100), EXCEPT WHERE LIABILITY CANNOT BE LIMITED BY LAW. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE CASES OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED.

Indemnity

You will defend, indemnify, and hold harmless OneArbitrage and its affiliates, officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the Services, your violation of these Terms, or your violation of law or third-party rights.

Suspension and termination

We may suspend or terminate your access to the Services if you materially breach these Terms, if we must do so to comply with law, or to protect security or other users. You may stop using the Services at any time. You may request closure of your OneArbitrage account and associated product data by contacting us as described on our Contact page (including support@onearbitrage.com). Provisions that by their nature should survive (including intellectual property, disclaimers, limitation of liability, indemnity, and governing law) will survive termination.

Governing law and venue

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules, except where preempted by U.S. federal law. You and we agree that the state and federal courts located in Texas, USA will have exclusive jurisdiction for disputes arising out of or relating to these Terms or the Services, subject to mandatory consumer protections in your jurisdiction where applicable.

Changes to these Terms

We may update these Terms from time to time. We will post the updated Terms on our website and revise the "Last updated" date. If changes are material, we may provide additional notice (for example, by email or in-app notice) where required. Continued use of the Services after the effective date constitutes acceptance of the updated Terms, except where your explicit consent is required by law.

Contact

For questions about these Terms, contact OneArbitrage at privacy@onearbitrage.com. For subscription, billing, or account support (including closure requests), use the addresses on our Contact page, including support@onearbitrage.com.

These Terms are a practical draft for your product; they are not legal advice. Have your counsel review before relying on them for customers or regulators.